WhereCanIAfford › Scranton, PA › On $175,000

Is Scranton, PA affordable on a $175,000 salary?

YES On $175,000/yr, the typical $235,727 home in Scranton, PA needs $72,394/yr ($1,689/mo). Your gap: +$102,606 — housing would be 11.6% of your gross income.

The math

235,727 price − 10% down (23,573) = 212,154 loan
30-yr fixed at 6.95% on 212,154 = 1,404/mo principal+interest
+ 285/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,689/mo PITI ÷ 0.28 = 6,033/mo → 72,394/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Scranton, PA?

You need about $72,394/yr for the typical home. On $175,000 you already clear it by $102,606.

On $150,000? On $200,000? On $225,000?

See the full Scranton, PA affordability breakdown → or every metro you can afford on $175,000 →