NO
On $50,000/yr, the typical $235,727 home in Scranton, PA needs $72,394/yr ($1,689/mo). Your gap: $-22,394 — housing would be 40.5% of your gross income.
The math
235,727 price − 10% down (23,573) = 212,154 loan
30-yr fixed at 6.95% on 212,154 = 1,404/mo principal+interest
+ 285/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,689/mo PITI ÷ 0.28 = 6,033/mo → 72,394/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Scranton, PA?
You need about $72,394/yr for the typical home. That's $22,394 more than $50,000.