NO
On $75,000/yr, the typical $423,842 home in Spokane, WA needs $124,958/yr ($2,916/mo). Your gap: $-49,958 — housing would be 46.7% of your gross income.
The math
423,842 price − 10% down (42,384) = 381,458 loan
30-yr fixed at 6.47% on 381,458 = 2,404/mo principal+interest
+ 512/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,916/mo PITI ÷ 0.28 = 10,413/mo → 124,958/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Spokane, WA?
You need about $124,958/yr for the typical home. That's $49,958 more than $75,000.