WhereCanIAfford › Syracuse, NY › On $225,000

Is Syracuse, NY affordable on a $225,000 salary?

YES On $225,000/yr, the typical $270,832 home in Syracuse, NY needs $83,175/yr ($1,941/mo). Your gap: +$141,825 — housing would be 10.4% of your gross income.

The math

270,832 price − 10% down (27,083) = 243,749 loan
30-yr fixed at 6.95% on 243,749 = 1,613/mo principal+interest
+ 327/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,941/mo PITI ÷ 0.28 = 6,931/mo → 83,175/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Syracuse, NY?

You need about $83,175/yr for the typical home. On $225,000 you already clear it by $141,825.

On $200,000? On $250,000? On $275,000?

See the full Syracuse, NY affordability breakdown → or every metro you can afford on $225,000 →