WhereCanIAffordSyracuse, NY › On $50,000

Is Syracuse, NY affordable on a $50,000 salary?

NO On $50,000/yr, the typical $271,597 home in Syracuse, NY needs $81,594/yr ($1,904/mo). Your gap: $-31,594 — housing would be 45.7% of your gross income.

The math

271,597 price − 10% down (27,160) = 244,437 loan
30-yr fixed at 6.69% on 244,437 = 1,576/mo principal+interest
+ 328/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,904/mo PITI ÷ 0.28 = 6,799/mo → 81,594/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear Syracuse, NY?

You need about $81,594/yr for the typical home. That's $31,594 more than $50,000.

On $25,000? On $75,000? On $100,000?

See the full Syracuse, NY affordability breakdown → or every metro you can afford on $50,000 →