NO
On $75,000/yr, the typical $360,738 home in Tampa, FL needs $106,354/yr ($2,482/mo). Your gap: $-31,354 — housing would be 39.7% of your gross income.
The math
360,738 price − 10% down (36,074) = 324,664 loan
30-yr fixed at 6.47% on 324,664 = 2,046/mo principal+interest
+ 436/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,482/mo PITI ÷ 0.28 = 8,863/mo → 106,354/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Tampa, FL?
You need about $106,354/yr for the typical home. That's $31,354 more than $75,000.