NO
On $25,000/yr, the typical $203,726 home in Toledo, OH needs $60,063/yr ($1,401/mo). Your gap: $-35,063 — housing would be 67.3% of your gross income.
The math
203,726 price − 10% down (20,373) = 183,353 loan
30-yr fixed at 6.47% on 183,353 = 1,155/mo principal+interest
+ 246/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,401/mo PITI ÷ 0.28 = 5,005/mo → 60,063/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Toledo, OH?
You need about $60,063/yr for the typical home. That's $35,063 more than $25,000.