NO
On $25,000/yr, the typical $202,056 home in Toledo, OH needs $63,260/yr ($1,476/mo). Your gap: $-38,260 — housing would be 70.9% of your gross income.
The math
202,056 price − 10% down (20,206) = 181,850 loan
30-yr fixed at 7.18% on 181,850 = 1,232/mo principal+interest
+ 244/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,476/mo PITI ÷ 0.28 = 5,272/mo → 63,260/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear Toledo, OH?
You need about $63,260/yr for the typical home. That's $38,260 more than $25,000.