WhereCanIAfford › Tucson, AZ › On $200,000

Is Tucson, AZ affordable on a $200,000 salary?

YES On $200,000/yr, the typical $343,107 home in Tucson, AZ needs $103,077/yr ($2,405/mo). Your gap: +$96,923 — housing would be 14.4% of your gross income.

The math

343,107 price − 10% down (34,311) = 308,796 loan
30-yr fixed at 6.69% on 308,796 = 1,991/mo principal+interest
+ 415/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,405/mo PITI ÷ 0.28 = 8,590/mo → 103,077/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear Tucson, AZ?

You need about $103,077/yr for the typical home. On $200,000 you already clear it by $96,923.

On $175,000? On $225,000? On $250,000?

See the full Tucson, AZ affordability breakdown → or every metro you can afford on $200,000 →