NO
On $75,000/yr, the typical $580,258 home in Vallejo, CA needs $174,323/yr ($4,068/mo). Your gap: $-99,323 — housing would be 65.1% of your gross income.
The math
580,258 price − 10% down (58,026) = 522,232 loan
30-yr fixed at 6.69% on 522,232 = 3,366/mo principal+interest
+ 701/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
4,068/mo PITI ÷ 0.28 = 14,527/mo → 174,323/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Vallejo, CA?
You need about $174,323/yr for the typical home. That's $99,323 more than $75,000.