WhereCanIAfford › Virginia Beach, VA › On $75,000

Is Virginia Beach, VA affordable on a $75,000 salary?

NO On $75,000/yr, the typical $373,040 home in Virginia Beach, VA needs $114,564/yr ($2,673/mo). Your gap: $-39,564 — housing would be 42.8% of your gross income.

The math

373,040 price − 10% down (37,304) = 335,736 loan
30-yr fixed at 6.95% on 335,736 = 2,222/mo principal+interest
+ 451/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,673/mo PITI ÷ 0.28 = 9,547/mo → 114,564/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Virginia Beach, VA?

You need about $114,564/yr for the typical home. That's $39,564 more than $75,000.

On $50,000? On $100,000? On $125,000?

See the full Virginia Beach, VA affordability breakdown → or every metro you can afford on $75,000 →