YES
On $2,900,000/yr, the typical $363,064 home in Visalia, CA needs $107,224/yr ($2,502/mo). Your gap: +$2,792,776 — housing would be 1% of your gross income.
The math
363,064 price − 10% down (36,306) = 326,758 loan
30-yr fixed at 6.49% on 326,758 = 2,063/mo principal+interest
+ 439/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,502/mo PITI ÷ 0.28 = 8,935/mo → 107,224/yr required
against Zillow ZHVI 2026-05 and the 6.49% FRED 30-yr rate (2026-06-25).
What salary WOULD clear Visalia, CA?
You need about $107,224/yr for the typical home. On $2,900,000 you already clear it by $2,792,776.