NO
On $50,000/yr, the typical $365,578 home in Visalia, CA needs $109,828/yr ($2,563/mo). Your gap: $-59,828 — housing would be 61.5% of your gross income.
The math
365,578 price − 10% down (36,558) = 329,020 loan
30-yr fixed at 6.69% on 329,020 = 2,121/mo principal+interest
+ 442/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,563/mo PITI ÷ 0.28 = 9,152/mo → 109,828/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Visalia, CA?
You need about $109,828/yr for the typical home. That's $59,828 more than $50,000.