NO
On $50,000/yr, the typical $363,064 home in Visalia, CA needs $107,040/yr ($2,498/mo). Your gap: $-57,040 — housing would be 59.9% of your gross income.
The math
363,064 price − 10% down (36,306) = 326,758 loan
30-yr fixed at 6.47% on 326,758 = 2,059/mo principal+interest
+ 439/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,498/mo PITI ÷ 0.28 = 8,920/mo → 107,040/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Visalia, CA?
You need about $107,040/yr for the typical home. That's $57,040 more than $50,000.