Is Youngstown, OH affordable on a $625,000 salary?
YES
On $625,000/yr, the typical $175,405 home in Youngstown, OH needs $51,713/yr ($1,207/mo). Your gap: +$573,287 — housing would be 2.3% of your gross income.
The math
175,405 price − 10% down (17,541) = 157,864 loan
30-yr fixed at 6.47% on 157,864 = 995/mo principal+interest
+ 212/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,207/mo PITI ÷ 0.28 = 4,309/mo → 51,713/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Youngstown, OH?
You need about $51,713/yr for the typical home. On $625,000 you already clear it by $573,287.