NO
On $25,000/yr, the typical $294,992 home in Buffalo, NY needs $88,622/yr ($2,068/mo). Your gap: $-63,622 — housing would be 99.3% of your gross income.
The math
294,992 price − 10% down (29,499) = 265,493 loan
30-yr fixed at 6.69% on 265,493 = 1,711/mo principal+interest
+ 356/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,068/mo PITI ÷ 0.28 = 7,385/mo → 88,622/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Buffalo, NY?
You need about $88,622/yr for the typical home. That's $63,622 more than $25,000.