NO
On $25,000/yr, the typical $355,650 home in Chicago, IL needs $111,348/yr ($2,598/mo). Your gap: $-86,348 — housing would be 124.7% of your gross income.
The math
355,650 price − 10% down (35,565) = 320,085 loan
30-yr fixed at 7.18% on 320,085 = 2,168/mo principal+interest
+ 430/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,598/mo PITI ÷ 0.28 = 9,279/mo → 111,348/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear Chicago, IL?
You need about $111,348/yr for the typical home. That's $86,348 more than $25,000.