NO
On $25,000/yr, the typical $353,998 home in Chicago, IL needs $104,367/yr ($2,435/mo). Your gap: $-79,367 — housing would be 116.9% of your gross income.
The math
353,998 price − 10% down (35,400) = 318,598 loan
30-yr fixed at 6.47% on 318,598 = 2,007/mo principal+interest
+ 428/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,435/mo PITI ÷ 0.28 = 8,697/mo → 104,367/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Chicago, IL?
You need about $104,367/yr for the typical home. That's $79,367 more than $25,000.