NO
On $25,000/yr, the typical $256,154 home in Columbia, SC needs $75,520/yr ($1,762/mo). Your gap: $-50,520 — housing would be 84.6% of your gross income.
The math
256,154 price − 10% down (25,615) = 230,539 loan
30-yr fixed at 6.47% on 230,539 = 1,453/mo principal+interest
+ 310/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,762/mo PITI ÷ 0.28 = 6,293/mo → 75,520/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Columbia, SC?
You need about $75,520/yr for the typical home. That's $50,520 more than $25,000.