NO
On $50,000/yr, the typical $257,718 home in Columbia, SC needs $77,424/yr ($1,807/mo). Your gap: $-27,424 — housing would be 43.4% of your gross income.
The math
257,718 price − 10% down (25,772) = 231,946 loan
30-yr fixed at 6.69% on 231,946 = 1,495/mo principal+interest
+ 311/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,807/mo PITI ÷ 0.28 = 6,452/mo → 77,424/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Columbia, SC?
You need about $77,424/yr for the typical home. That's $27,424 more than $50,000.