WhereCanIAfford › Fayetteville, AR › On $425,000

Is Fayetteville, AR affordable on a $425,000 salary?

YES On $425,000/yr, the typical $368,497 home in Fayetteville, AR needs $108,641/yr ($2,535/mo). Your gap: +$316,359 — housing would be 7.2% of your gross income.

The math

368,497 price − 10% down (36,850) = 331,647 loan
30-yr fixed at 6.47% on 331,647 = 2,090/mo principal+interest
+ 445/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,535/mo PITI ÷ 0.28 = 9,053/mo → 108,641/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Fayetteville, AR?

You need about $108,641/yr for the typical home. On $425,000 you already clear it by $316,359.

On $400,000? On $450,000? On $475,000?

See the full Fayetteville, AR affordability breakdown → or every metro you can afford on $425,000 →