| Metro | Typical home | Income needed | Your cushion |
|---|---|---|---|
| Johnstown, PA | $120,544 | $36,214 | +$388,786 |
| Decatur, IL | $127,756 | $38,381 | +$386,619 |
| Weirton, WV | $136,572 | $41,029 | +$383,971 |
| Enid, OK | $144,103 | $43,292 | +$381,708 |
| Wheeling, WV | $144,164 | $43,310 | +$381,690 |
| Beckley, WV | $153,421 | $46,091 | +$378,909 |
| Charleston, WV | $154,252 | $46,341 | +$378,659 |
| Lawton, OK | $154,590 | $46,442 | +$378,558 |
| Elmira, NY | $164,216 | $49,334 | +$375,666 |
| Monroe, LA | $167,663 | $50,370 | +$374,630 |
| Huntington, WV | $167,689 | $50,378 | +$374,622 |
| Paducah, KY | $170,215 | $51,136 | +$373,864 |
| Albany, GA | $170,557 | $51,239 | +$373,761 |
| Terre Haute, IN | $171,101 | $51,403 | +$373,597 |
| Parkersburg, WV | $172,724 | $51,890 | +$373,110 |
| Anniston, AL | $173,007 | $51,975 | +$373,025 |
| Muncie, IN | $173,817 | $52,219 | +$372,781 |
| Alexandria, LA | $174,382 | $52,388 | +$372,612 |
| Peoria, IL | $175,503 | $52,725 | +$372,275 |
| Saginaw, MI | $177,686 | $53,381 | +$371,619 |
| Wichita Falls, TX | $179,405 | $53,897 | +$371,103 |
| Youngstown, OH | $180,319 | $54,172 | +$370,828 |
| Altoona, PA | $180,366 | $54,186 | +$370,814 |
| Texarkana, TX | $181,504 | $54,528 | +$370,472 |
| Shreveport, LA | $185,678 | $55,782 | +$369,218 |
| Houma, LA | $187,322 | $56,276 | +$368,724 |
| Beaumont, TX | $188,134 | $56,520 | +$368,480 |
| Gadsden, AL | $188,831 | $56,729 | +$368,271 |
| Bay City, MI | $188,925 | $56,757 | +$368,243 |
| Goldsboro, NC | $189,770 | $57,011 | +$367,989 |
| Battle Creek, MI | $192,133 | $57,721 | +$367,279 |
| McAllen, TX | $194,546 | $58,446 | +$366,554 |
| Lima, OH | $195,524 | $58,740 | +$366,260 |
| Kokomo, IN | $196,148 | $58,927 | +$366,073 |
| Florence, SC | $196,590 | $59,060 | +$365,940 |
| Dothan, AL | $197,430 | $59,312 | +$365,688 |
| Davenport, IA | $197,783 | $59,419 | +$365,581 |
| Mobile, AL | $198,132 | $59,523 | +$365,477 |
| Flint, MI | $199,114 | $59,819 | +$365,181 |
| Springfield, IL | $200,292 | $60,172 | +$364,828 |
| Macon, GA | $201,910 | $60,658 | +$364,342 |
| Mansfield, OH | $201,961 | $60,674 | +$364,326 |
| Waterloo, IA | $202,034 | $60,696 | +$364,304 |
| Rocky Mount, NC | $203,426 | $61,114 | +$363,886 |
| Lake Charles, LA | $203,525 | $61,143 | +$363,857 |
| Lafayette, LA | $204,403 | $61,407 | +$363,593 |
| Binghamton, NY | $204,850 | $61,542 | +$363,458 |
| Toledo, OH | $206,185 | $61,943 | +$363,057 |
| Springfield, OH | $206,259 | $61,965 | +$363,035 |
| Jonesboro, AR | $206,726 | $62,105 | +$362,895 |
| Brownsville, TX | $206,784 | $62,123 | +$362,877 |
| Fort Smith, AR | $207,502 | $62,338 | +$362,662 |
| Sumter, SC | $209,275 | $62,871 | +$362,129 |
| Jackson, TN | $210,372 | $63,201 | +$361,799 |
| Columbus, GA | $212,248 | $63,764 | +$361,236 |
| Lubbock, TX | $214,061 | $64,309 | +$360,691 |
| Montgomery, AL | $215,528 | $64,749 | +$360,251 |
| Owensboro, KY | $215,528 | $64,749 | +$360,251 |
| Jackson, MS | $215,622 | $64,778 | +$360,222 |
| Laredo, TX | $217,967 | $65,482 | +$359,518 |
| Metro | Typical home | Income needed | Gap |
|---|---|---|---|
| San Jose, CA | $1,583,961 | $475,858 | $-50,858 |