WhereCanIAfford › Killeen, TX › On $250,000

Is Killeen, TX affordable on a $250,000 salary?

YES On $250,000/yr, the typical $250,457 home in Killeen, TX needs $76,917/yr ($1,795/mo). Your gap: +$173,083 — housing would be 8.6% of your gross income.

The math

250,457 price − 10% down (25,046) = 225,411 loan
30-yr fixed at 6.95% on 225,411 = 1,492/mo principal+interest
+ 303/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,795/mo PITI ÷ 0.28 = 6,410/mo → 76,917/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Killeen, TX?

You need about $76,917/yr for the typical home. On $250,000 you already clear it by $173,083.

On $225,000? On $275,000? On $300,000?

See the full Killeen, TX affordability breakdown → or every metro you can afford on $250,000 →