| Metro | Typical home | Income needed | Your cushion |
|---|---|---|---|
| Johnstown, PA | $107,146 | $31,589 | +$218,411 |
| Decatur, IL | $126,931 | $37,422 | +$212,578 |
| Weirton, WV | $135,893 | $40,064 | +$209,936 |
| Wheeling, WV | $141,852 | $41,821 | +$208,179 |
| Enid, OK | $144,157 | $42,501 | +$207,499 |
| Charleston, WV | $148,817 | $43,875 | +$206,125 |
| Beckley, WV | $149,420 | $44,052 | +$205,948 |
| Lawton, OK | $154,345 | $45,504 | +$204,496 |
| Elmira, NY | $161,607 | $47,645 | +$202,355 |
| Huntington, WV | $166,506 | $49,090 | +$200,910 |
| Terre Haute, IN | $167,654 | $49,428 | +$200,572 |
| Albany, GA | $168,362 | $49,637 | +$200,363 |
| Monroe, LA | $168,606 | $49,709 | +$200,291 |
| Anniston, AL | $170,653 | $50,312 | +$199,688 |
| Parkersburg, WV | $171,206 | $50,475 | +$199,525 |
| Paducah, KY | $171,436 | $50,543 | +$199,457 |
| Alexandria, LA | $171,604 | $50,593 | +$199,407 |
| Muncie, IN | $171,820 | $50,656 | +$199,344 |
| Peoria, IL | $172,742 | $50,928 | +$199,072 |
| Saginaw, MI | $173,341 | $51,105 | +$198,895 |
| Youngstown, OH | $175,405 | $51,713 | +$198,287 |
| Altoona, PA | $178,052 | $52,494 | +$197,506 |
| Wichita Falls, TX | $178,786 | $52,710 | +$197,290 |
| Gadsden, AL | $184,689 | $54,451 | +$195,549 |
| Texarkana, TX | $185,546 | $54,703 | +$195,297 |
| Beaumont, TX | $185,608 | $54,721 | +$195,279 |
| Shreveport, LA | $186,193 | $54,894 | +$195,106 |
| Bay City, MI | $186,601 | $55,014 | +$194,986 |
| Houma, LA | $186,622 | $55,020 | +$194,980 |
| Goldsboro, NC | $188,523 | $55,581 | +$194,419 |
| Battle Creek, MI | $189,677 | $55,921 | +$194,079 |
| Lima, OH | $192,196 | $56,664 | +$193,336 |
| Florence, SC | $193,792 | $57,134 | +$192,866 |
| McAllen, TX | $193,978 | $57,189 | +$192,811 |
| Kokomo, IN | $194,129 | $57,234 | +$192,766 |
| Davenport, IA | $195,380 | $57,602 | +$192,398 |
| Dothan, AL | $196,979 | $58,074 | +$191,926 |
| Mobile, AL | $197,857 | $58,333 | +$191,667 |
| Flint, MI | $197,858 | $58,333 | +$191,667 |
| Binghamton, NY | $198,435 | $58,503 | +$191,497 |
| Mansfield, OH | $198,928 | $58,648 | +$191,352 |
| Waterloo, IA | $200,191 | $59,021 | +$190,979 |
| Macon, GA | $200,228 | $59,032 | +$190,968 |
| Springfield, IL | $200,409 | $59,085 | +$190,915 |
| Rocky Mount, NC | $201,686 | $59,462 | +$190,538 |
| Lake Charles, LA | $202,237 | $59,624 | +$190,376 |
| Lafayette, LA | $202,312 | $59,646 | +$190,354 |
| Springfield, OH | $202,802 | $59,791 | +$190,209 |
| Toledo, OH | $203,726 | $60,063 | +$189,937 |
| Fort Smith, AR | $205,554 | $60,602 | +$189,398 |
| Jonesboro, AR | $205,822 | $60,681 | +$189,319 |
| Brownsville, TX | $207,150 | $61,073 | +$188,927 |
| Jackson, TN | $208,153 | $61,368 | +$188,632 |
| Columbus, GA | $209,527 | $61,773 | +$188,227 |
| Sumter, SC | $210,445 | $62,044 | +$187,956 |
| Owensboro, KY | $213,657 | $62,991 | +$187,009 |
| Lubbock, TX | $213,766 | $63,023 | +$186,977 |
| Montgomery, AL | $214,099 | $63,121 | +$186,879 |
| St. Joseph, MO | $215,126 | $63,424 | +$186,576 |
| Jackson, MS | $215,136 | $63,427 | +$186,573 |
| Metro | Typical home | Income needed | Gap |
|---|---|---|---|
| Salinas, CA | $850,461 | $250,735 | $-735 |
| Urban Honolulu, HI | $851,163 | $250,942 | $-942 |
| Oxnard, CA | $883,047 | $260,342 | $-10,342 |
| Napa, CA | $890,662 | $262,588 | $-12,588 |
| San Luis Obispo, CA | $909,699 | $268,200 | $-18,200 |
| San Diego, CA | $946,365 | $279,010 | $-29,010 |
| Los Angeles, CA | $968,608 | $285,568 | $-35,568 |
| Kahului, HI | $997,307 | $294,029 | $-44,029 |