NO
On $25,000/yr, the typical $298,816 home in Lakeland, FL needs $88,098/yr ($2,056/mo). Your gap: $-63,098 — housing would be 98.7% of your gross income.
The math
298,816 price − 10% down (29,882) = 268,934 loan
30-yr fixed at 6.47% on 268,934 = 1,695/mo principal+interest
+ 361/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,056/mo PITI ÷ 0.28 = 7,341/mo → 88,098/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Lakeland, FL?
You need about $88,098/yr for the typical home. That's $63,098 more than $25,000.