WhereCanIAfford › Los Angeles, CA › On $425,000

Is Los Angeles, CA affordable on a $425,000 salary?

YES On $425,000/yr, the typical $968,608 home in Los Angeles, CA needs $285,568/yr ($6,663/mo). Your gap: +$139,432 — housing would be 18.8% of your gross income.

The math

968,608 price − 10% down (96,861) = 871,747 loan
30-yr fixed at 6.47% on 871,747 = 5,493/mo principal+interest
+ 1,170/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
6,663/mo PITI ÷ 0.28 = 23,797/mo → 285,568/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Los Angeles, CA?

You need about $285,568/yr for the typical home. On $425,000 you already clear it by $139,432.

On $400,000? On $450,000? On $475,000?

See the full Los Angeles, CA affordability breakdown → or every metro you can afford on $425,000 →