NO
On $50,000/yr, the typical $344,486 home in Palm Bay, FL needs $103,491/yr ($2,415/mo). Your gap: $-53,491 — housing would be 58% of your gross income.
The math
344,486 price − 10% down (34,449) = 310,037 loan
30-yr fixed at 6.69% on 310,037 = 1,999/mo principal+interest
+ 416/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,415/mo PITI ÷ 0.28 = 8,624/mo → 103,491/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Palm Bay, FL?
You need about $103,491/yr for the typical home. That's $53,491 more than $50,000.