WhereCanIAffordReno, NV › On $125,000

Is Reno, NV affordable on a $125,000 salary?

NO On $125,000/yr, the typical $570,546 home in Reno, NV needs $168,210/yr ($3,925/mo). Your gap: $-43,210 — housing would be 37.7% of your gross income.

The math

570,546 price − 10% down (57,055) = 513,491 loan
30-yr fixed at 6.47% on 513,491 = 3,235/mo principal+interest
+ 689/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,925/mo PITI ÷ 0.28 = 14,017/mo → 168,210/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Reno, NV?

You need about $168,210/yr for the typical home. That's $43,210 more than $125,000.

On $100,000? On $150,000? On $175,000?

See the full Reno, NV affordability breakdown → or every metro you can afford on $125,000 →