A STRETCH
On $150,000/yr, the typical $574,245 home in Reno, NV needs $172,516/yr ($4,025/mo). Your gap: $-22,516 — housing would be 32.2% of your gross income.
The math
574,245 price − 10% down (57,425) = 516,820 loan
30-yr fixed at 6.69% on 516,820 = 3,331/mo principal+interest
+ 694/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
4,025/mo PITI ÷ 0.28 = 14,376/mo → 172,516/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Reno, NV?
You need about $172,516/yr for the typical home. That's $22,516 more than $150,000.