A STRETCH
On $150,000/yr, the typical $570,858 home in Reno, NV needs $175,315/yr ($4,091/mo). Your gap: $-25,315 — housing would be 32.7% of your gross income.
The math
570,858 price − 10% down (57,086) = 513,772 loan
30-yr fixed at 6.95% on 513,772 = 3,401/mo principal+interest
+ 690/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
4,091/mo PITI ÷ 0.28 = 14,610/mo → 175,315/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Reno, NV?
You need about $175,315/yr for the typical home. That's $25,315 more than $150,000.