Is San Antonio, TX affordable on a $1,300,000 salary?
YES
On $1,300,000/yr, the typical $273,806 home in San Antonio, TX needs $85,724/yr ($2,000/mo). Your gap: +$1,214,276 — housing would be 1.8% of your gross income.
The math
273,806 price − 10% down (27,381) = 246,425 loan
30-yr fixed at 7.18% on 246,425 = 1,669/mo principal+interest
+ 331/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,000/mo PITI ÷ 0.28 = 7,144/mo → 85,724/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear San Antonio, TX?
You need about $85,724/yr for the typical home. On $1,300,000 you already clear it by $1,214,276.