Is San Antonio, TX affordable on a $1,325,000 salary?
YES
On $1,325,000/yr, the typical $280,297 home in San Antonio, TX needs $82,638/yr ($1,928/mo). Your gap: +$1,242,362 — housing would be 1.7% of your gross income.
The math
280,297 price − 10% down (28,030) = 252,267 loan
30-yr fixed at 6.47% on 252,267 = 1,590/mo principal+interest
+ 339/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,928/mo PITI ÷ 0.28 = 6,886/mo → 82,638/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear San Antonio, TX?
You need about $82,638/yr for the typical home. On $1,325,000 you already clear it by $1,242,362.