WhereCanIAfford › Syracuse, NY › On $175,000

Is Syracuse, NY affordable on a $175,000 salary?

YES On $175,000/yr, the typical $268,949 home in Syracuse, NY needs $84,203/yr ($1,965/mo). Your gap: +$90,797 — housing would be 13.5% of your gross income.

The math

268,949 price − 10% down (26,895) = 242,054 loan
30-yr fixed at 7.18% on 242,054 = 1,640/mo principal+interest
+ 325/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,965/mo PITI ÷ 0.28 = 7,017/mo → 84,203/yr required

against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).

What salary WOULD clear Syracuse, NY?

You need about $84,203/yr for the typical home. On $175,000 you already clear it by $90,797.

On $150,000? On $200,000? On $225,000?

See the full Syracuse, NY affordability breakdown → or every metro you can afford on $175,000 →