NO
On $25,000/yr, the typical $361,156 home in Tampa, FL needs $108,499/yr ($2,532/mo). Your gap: $-83,499 — housing would be 121.5% of your gross income.
The math
361,156 price − 10% down (36,116) = 325,040 loan
30-yr fixed at 6.69% on 325,040 = 2,095/mo principal+interest
+ 436/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,532/mo PITI ÷ 0.28 = 9,042/mo → 108,499/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Tampa, FL?
You need about $108,499/yr for the typical home. That's $83,499 more than $25,000.