WhereCanIAfford › Tucson, AZ › On $425,000

Is Tucson, AZ affordable on a $425,000 salary?

YES On $425,000/yr, the typical $343,580 home in Tucson, AZ needs $101,295/yr ($2,364/mo). Your gap: +$323,705 — housing would be 6.7% of your gross income.

The math

343,580 price − 10% down (34,358) = 309,222 loan
30-yr fixed at 6.47% on 309,222 = 1,948/mo principal+interest
+ 415/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,364/mo PITI ÷ 0.28 = 8,441/mo → 101,295/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Tucson, AZ?

You need about $101,295/yr for the typical home. On $425,000 you already clear it by $323,705.

On $400,000? On $450,000? On $475,000?

See the full Tucson, AZ affordability breakdown → or every metro you can afford on $425,000 →