NO
On $50,000/yr, the typical $313,193 home in York, PA needs $94,090/yr ($2,195/mo). Your gap: $-44,090 — housing would be 52.7% of your gross income.
The math
313,193 price − 10% down (31,319) = 281,874 loan
30-yr fixed at 6.69% on 281,874 = 1,817/mo principal+interest
+ 378/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,195/mo PITI ÷ 0.28 = 7,841/mo → 94,090/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear York, PA?
You need about $94,090/yr for the typical home. That's $44,090 more than $50,000.