NO
On $75,000/yr, the typical $311,138 home in York, PA needs $95,553/yr ($2,230/mo). Your gap: $-20,553 — housing would be 35.7% of your gross income.
The math
311,138 price − 10% down (31,114) = 280,024 loan
30-yr fixed at 6.95% on 280,024 = 1,854/mo principal+interest
+ 376/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,230/mo PITI ÷ 0.28 = 7,963/mo → 95,553/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear York, PA?
You need about $95,553/yr for the typical home. That's $20,553 more than $75,000.