NO
On $75,000/yr, the typical $309,136 home in York, PA needs $96,785/yr ($2,258/mo). Your gap: $-21,785 — housing would be 36.1% of your gross income.
The math
309,136 price − 10% down (30,914) = 278,222 loan
30-yr fixed at 7.18% on 278,222 = 1,885/mo principal+interest
+ 374/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,258/mo PITI ÷ 0.28 = 8,065/mo → 96,785/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear York, PA?
You need about $96,785/yr for the typical home. That's $21,785 more than $75,000.