WhereCanIAfford › On a $80,000 salary

What house can you afford on a $80,000 salary?

125 of 377 metros are comfortably affordable on $80,000/yr at today's 6.95% rate (2026-09-17). 62 are a stretch; 190 are out of reach. Verified against Zillow ZHVI 2026-08.

Metros you can comfortably afford

MetroTypical homeIncome neededYour cushion
Johnstown, PA$112,456$34,536+$45,464
Decatur, IL$126,812$38,945+$41,055
Weirton, WV$133,403$40,969+$39,031
Wheeling, WV$141,219$43,370+$36,630
Enid, OK$142,478$43,756+$36,244
Charleston, WV$150,969$46,364+$33,636
Beckley, WV$151,125$46,412+$33,588
Lawton, OK$158,544$48,690+$31,310
Elmira, NY$165,852$50,935+$29,065
Huntington, WV$166,303$51,073+$28,927
Albany, GA$169,294$51,992+$28,008
Terre Haute, IN$170,331$52,310+$27,690
Monroe, LA$170,360$52,319+$27,681
Anniston, AL$171,105$52,548+$27,452
Parkersburg, WV$172,302$52,915+$27,085
Muncie, IN$173,000$53,130+$26,870
Paducah, KY$174,189$53,495+$26,505
Peoria, IL$174,841$53,695+$26,305
Altoona, PA$175,416$53,872+$26,128
Saginaw, MI$176,680$54,260+$25,740
Youngstown, OH$177,110$54,392+$25,608
Alexandria, LA$178,296$54,756+$25,244
Wichita Falls, TX$179,059$54,991+$25,009
Goldsboro, NC$183,789$56,443+$23,557
Houma, LA$183,859$56,465+$23,535
Shreveport, LA$186,446$57,259+$22,741
Texarkana, TX$186,957$57,416+$22,584
Gadsden, AL$187,734$57,655+$22,345
Beaumont, TX$188,313$57,833+$22,167
Bay City, MI$188,382$57,854+$22,146
Battle Creek, MI$190,962$58,646+$21,354
Lima, OH$192,619$59,155+$20,845
McAllen, TX$193,007$59,274+$20,726
Florence, SC$194,285$59,666+$20,334
Kokomo, IN$195,008$59,889+$20,111
Dothan, AL$196,154$60,241+$19,759
Davenport, IA$196,628$60,386+$19,614
Flint, MI$196,792$60,437+$19,563
Mobile, AL$197,078$60,524+$19,476
Waterloo, IA$199,692$61,327+$18,673
Springfield, IL$200,021$61,428+$18,572
Macon, GA$200,076$61,445+$18,555
Rocky Mount, NC$200,624$61,613+$18,387
Mansfield, OH$201,779$61,968+$18,032
Lake Charles, LA$202,113$62,071+$17,929
Springfield, OH$202,115$62,071+$17,929
Lafayette, LA$202,529$62,198+$17,802
Sumter, SC$203,053$62,359+$17,641
Binghamton, NY$204,127$62,689+$17,311
Toledo, OH$205,237$63,030+$16,970
Fort Smith, AR$205,433$63,090+$16,910
Jonesboro, AR$205,877$63,226+$16,774
Jackson, TN$205,926$63,242+$16,758
Brownsville, TX$209,484$64,334+$15,666
Columbus, GA$210,990$64,797+$15,203
Lubbock, TX$213,398$65,536+$14,464
Jackson, MS$214,315$65,818+$14,182
Owensboro, KY$214,667$65,926+$14,074
Montgomery, AL$214,806$65,969+$14,031
St. Joseph, MO$216,378$66,451+$13,549

A stretch (within 15%)

MetroTypical homeIncome neededGap
New Orleans, LA$261,002$80,156$-156
Bloomington, IL$261,173$80,209$-209
Birmingham, AL$262,563$80,635$-635
Michigan City, IN$263,135$80,811$-811
Greensboro, NC$263,188$80,827$-827
Sierra Vista, AZ$263,531$80,933$-933
Duluth, MN$265,012$81,387$-1,387
Detroit, MI$267,167$82,049$-2,049
Elkhart, IN$268,429$82,437$-2,437
Hickory, NC$269,037$82,623$-2,623
Ocala, FL$269,193$82,672$-2,672
Minot, ND$269,993$82,917$-2,917
Syracuse, NY$270,832$83,175$-3,175
Tyler, TX$271,212$83,292$-3,292
Homosassa Springs, FL$271,612$83,414$-3,414
Manhattan, KS$271,847$83,486$-3,486
Springfield, MO$272,185$83,590$-3,590
Wausau, WI$272,862$83,798$-3,798
Monroe, MI$273,513$83,998$-3,998
St. Louis, MO$275,704$84,671$-4,671
Spartanburg, SC$276,318$84,860$-4,860
Columbus, IN$276,348$84,869$-4,869
San Antonio, TX$276,747$84,991$-4,991
Kalamazoo, MI$278,194$85,436$-5,436
Yuma, AZ$279,024$85,691$-5,691
Jefferson City, MO$279,076$85,706$-5,706
Vineland, NJ$279,274$85,768$-5,768
Dubuque, IA$279,670$85,889$-5,889
Ames, IA$279,794$85,927$-5,927
Winston, NC$280,379$86,107$-6,107

Try another salary

$60,000 $80,000 $100,000 $125,000 $150,000 $200,000

· 28% front-end DTI · 6.95% 30-yr (FRED) · Zillow ZHVI 2026-08.