WhereCanIAfford › Augusta, GA › On $425,000

Is Augusta, GA affordable on a $425,000 salary?

YES On $425,000/yr, the typical $254,362 home in Augusta, GA needs $76,416/yr ($1,783/mo). Your gap: +$348,584 — housing would be 5% of your gross income.

The math

254,362 price − 10% down (25,436) = 228,926 loan
30-yr fixed at 6.69% on 228,926 = 1,476/mo principal+interest
+ 307/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,783/mo PITI ÷ 0.28 = 6,368/mo → 76,416/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear Augusta, GA?

You need about $76,416/yr for the typical home. On $425,000 you already clear it by $348,584.

On $400,000? On $450,000? On $475,000?

See the full Augusta, GA affordability breakdown → or every metro you can afford on $425,000 →