| # | Town | Score | Typical home | Climate | Why |
|---|---|---|---|---|---|
| 1 | Wichita Falls, TX | 80 | $178,592 | hot-humid | homes $178,592 — inside your $500,000 budget |
| 2 | Texarkana, TX | 80 | $184,784 | hot-humid | homes $184,784 — inside your $500,000 budget |
| 3 | Beaumont, TX | 80 | $187,418 | hot-humid | homes $187,418 — inside your $500,000 budget |
| 4 | McAllen, TX | 80 | $191,508 | hot-humid | homes $191,508 — inside your $500,000 budget |
| 5 | Brownsville, TX | 80 | $207,319 | hot-humid | homes $207,319 — inside your $500,000 budget |
| 6 | Jackson, TN | 80 | $207,877 | temperate | homes $207,877 — inside your $500,000 budget |
| 7 | Lubbock, TX | 80 | $213,274 | hot-humid | homes $213,274 — inside your $500,000 budget |
| 8 | Laredo, TX | 80 | $218,953 | hot-humid | homes $218,953 — inside your $500,000 budget |
| 9 | Abilene, TX | 80 | $220,955 | hot-humid | homes $220,955 — inside your $500,000 budget |
| 10 | Longview, TX | 80 | $221,161 | hot-humid | homes $221,161 — inside your $500,000 budget |
| 11 | Amarillo, TX | 80 | $221,823 | hot-humid | homes $221,823 — inside your $500,000 budget |
| 12 | Eagle Pass, TX | 80 | $222,307 | hot-humid | homes $222,307 — inside your $500,000 budget |
| 13 | Victoria, TX | 80 | $224,645 | hot-humid | homes $224,645 — inside your $500,000 budget |
| 14 | Corpus Christi, TX | 80 | $224,780 | hot-humid | homes $224,780 — inside your $500,000 budget |
| 15 | San Angelo, TX | 80 | $231,274 | hot-humid | homes $231,274 — inside your $500,000 budget |
| 16 | El Paso, TX | 80 | $233,302 | hot-humid | homes $233,302 — inside your $500,000 budget |
| 17 | Sebring, FL | 80 | $233,884 | tropical | homes $233,884 — inside your $500,000 budget |
| 18 | Memphis, TN | 80 | $246,065 | temperate | homes $246,065 — inside your $500,000 budget |
| 19 | Kingsport, TN | 80 | $246,585 | temperate | homes $246,585 — inside your $500,000 budget |
| 20 | Killeen, TX | 80 | $251,916 | hot-humid | homes $251,916 — inside your $500,000 budget |
| 21 | Waco, TX | 80 | $255,418 | hot-humid | homes $255,418 — inside your $500,000 budget |
| 22 | Odessa, TX | 80 | $255,567 | hot-humid | homes $255,567 — inside your $500,000 budget |
| 23 | Tyler, TX | 80 | $271,328 | hot-humid | homes $271,328 — inside your $500,000 budget |
| 24 | Ocala, FL | 80 | $272,790 | tropical | homes $272,790 — inside your $500,000 budget |
| 25 | Homosassa Springs, FL | 80 | $272,840 | tropical | homes $272,840 — inside your $500,000 budget |
| 26 | San Antonio, TX | 80 | $279,434 | hot-humid | homes $279,434 — inside your $500,000 budget |
| 27 | Johnson City, TN | 80 | $284,806 | temperate | homes $284,806 — inside your $500,000 budget |
| 28 | Tallahassee, FL | 80 | $285,739 | tropical | homes $285,739 — inside your $500,000 budget |
| 29 | Sherman, TX | 80 | $288,073 | hot-humid | homes $288,073 — inside your $500,000 budget |
| 30 | Clarksville, TN | 80 | $293,172 | temperate | homes $293,172 — inside your $500,000 budget |
| 31 | Lakeland, FL | 80 | $298,055 | tropical | homes $298,055 — inside your $500,000 budget |
| 32 | Punta Gorda, FL | 80 | $299,372 | tropical | homes $299,372 — inside your $500,000 budget |
| 33 | Morristown, TN | 80 | $301,469 | temperate | homes $301,469 — inside your $500,000 budget |
| 34 | Gainesville, FL | 80 | $304,902 | tropical | homes $304,902 — inside your $500,000 budget |
| 35 | Houston, TX | 80 | $307,772 | hot-humid | homes $307,772 — inside your $500,000 budget |
| 36 | College Station, TX | 80 | $310,295 | hot-humid | homes $310,295 — inside your $500,000 budget |
| 37 | Pensacola, FL | 80 | $311,363 | tropical | homes $311,363 — inside your $500,000 budget |
| 38 | Cleveland, TN | 80 | $313,342 | temperate | homes $313,342 — inside your $500,000 budget |
| 39 | Casper, WY | 80 | $315,872 | arid | homes $315,872 — inside your $500,000 budget |
| 40 | Fairbanks, AK | 80 | $317,116 | cold | homes $317,116 — inside your $500,000 budget |
| 41 | Chattanooga, TN | 80 | $326,041 | temperate | homes $326,041 — inside your $500,000 budget |
| 42 | Midland, TX | 80 | $332,760 | hot-humid | homes $332,760 — inside your $500,000 budget |
| 43 | Deltona, FL | 80 | $332,955 | tropical | homes $332,955 — inside your $500,000 budget |
| 44 | Cape Coral, FL | 80 | $337,352 | tropical | homes $337,352 — inside your $500,000 budget |
| 45 | Sioux Falls, SD | 80 | $344,172 | cold | homes $344,172 — inside your $500,000 budget |
| 46 | Palm Bay, FL | 80 | $344,709 | tropical | homes $344,709 — inside your $500,000 budget |
| 47 | Panama City, FL | 80 | $344,879 | tropical | homes $344,879 — inside your $500,000 budget |
| 48 | Jacksonville, FL | 80 | $353,050 | tropical | homes $353,050 — inside your $500,000 budget |
| 49 | Yakima, WA | 80 | $358,231 | mild-coastal | homes $358,231 — inside your $500,000 budget |
| 50 | Tampa, FL | 80 | $361,634 | tropical | homes $361,634 — inside your $500,000 budget |
| 51 | Dallas, TX | 80 | $364,793 | hot-humid | homes $364,793 — inside your $500,000 budget |
| 52 | Sebastian, FL | 80 | $366,119 | tropical | homes $366,119 — inside your $500,000 budget |
| 53 | Knoxville, TN | 80 | $367,915 | temperate | homes $367,915 — inside your $500,000 budget |
| 54 | Rapid City, SD | 80 | $376,376 | cold | homes $376,376 — inside your $500,000 budget |
| 55 | Port St. Lucie, FL | 80 | $383,699 | tropical | homes $383,699 — inside your $500,000 budget |
| 56 | Orlando, FL | 80 | $386,867 | tropical | homes $386,867 — inside your $500,000 budget |
| 57 | Cheyenne, WY | 80 | $393,974 | arid | homes $393,974 — inside your $500,000 budget |
| 58 | North Port, FL | 80 | $404,446 | tropical | homes $404,446 — inside your $500,000 budget |
| 59 | Walla Walla, WA | 80 | $420,341 | mild-coastal | homes $420,341 — inside your $500,000 budget |
| 60 | Austin, TX | 80 | $424,339 | hot-humid | homes $424,339 — inside your $500,000 budget |
· NOAA 1991–2020 U.S. Climate Normals, coarse state-center band. · Certified 2024 presidential two-party vote margin, state level (proxy for the county margins a full build would use).
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