| # | Town | Score | Typical home | Climate | Why |
|---|---|---|---|---|---|
| 1 | Wichita Falls, TX | 80 | $179,405 | hot-humid | homes $179,405 — inside your $500,000 budget |
| 2 | Texarkana, TX | 80 | $181,504 | hot-humid | homes $181,504 — inside your $500,000 budget |
| 3 | Beaumont, TX | 80 | $188,134 | hot-humid | homes $188,134 — inside your $500,000 budget |
| 4 | McAllen, TX | 80 | $194,546 | hot-humid | homes $194,546 — inside your $500,000 budget |
| 5 | Brownsville, TX | 80 | $206,784 | hot-humid | homes $206,784 — inside your $500,000 budget |
| 6 | Jackson, TN | 80 | $210,372 | temperate | homes $210,372 — inside your $500,000 budget |
| 7 | Lubbock, TX | 80 | $214,061 | hot-humid | homes $214,061 — inside your $500,000 budget |
| 8 | Laredo, TX | 80 | $217,967 | hot-humid | homes $217,967 — inside your $500,000 budget |
| 9 | Abilene, TX | 80 | $219,823 | hot-humid | homes $219,823 — inside your $500,000 budget |
| 10 | Longview, TX | 80 | $221,747 | hot-humid | homes $221,747 — inside your $500,000 budget |
| 11 | Amarillo, TX | 80 | $221,932 | hot-humid | homes $221,932 — inside your $500,000 budget |
| 12 | Eagle Pass, TX | 80 | $222,762 | hot-humid | homes $222,762 — inside your $500,000 budget |
| 13 | Victoria, TX | 80 | $224,286 | hot-humid | homes $224,286 — inside your $500,000 budget |
| 14 | Corpus Christi, TX | 80 | $226,401 | hot-humid | homes $226,401 — inside your $500,000 budget |
| 15 | El Paso, TX | 80 | $233,297 | hot-humid | homes $233,297 — inside your $500,000 budget |
| 16 | San Angelo, TX | 80 | $234,266 | hot-humid | homes $234,266 — inside your $500,000 budget |
| 17 | Sebring, FL | 80 | $235,919 | tropical | homes $235,919 — inside your $500,000 budget |
| 18 | Memphis, TN | 80 | $247,919 | temperate | homes $247,919 — inside your $500,000 budget |
| 19 | Kingsport, TN | 80 | $249,420 | temperate | homes $249,420 — inside your $500,000 budget |
| 20 | Killeen, TX | 80 | $252,444 | hot-humid | homes $252,444 — inside your $500,000 budget |
| 21 | Odessa, TX | 80 | $255,529 | hot-humid | homes $255,529 — inside your $500,000 budget |
| 22 | Waco, TX | 80 | $258,697 | hot-humid | homes $258,697 — inside your $500,000 budget |
| 23 | Ocala, FL | 80 | $273,516 | tropical | homes $273,516 — inside your $500,000 budget |
| 24 | Tyler, TX | 80 | $273,852 | hot-humid | homes $273,852 — inside your $500,000 budget |
| 25 | Homosassa Springs, FL | 80 | $273,940 | tropical | homes $273,940 — inside your $500,000 budget |
| 26 | San Antonio, TX | 80 | $280,370 | hot-humid | homes $280,370 — inside your $500,000 budget |
| 27 | Johnson City, TN | 80 | $286,751 | temperate | homes $286,751 — inside your $500,000 budget |
| 28 | Tallahassee, FL | 80 | $287,230 | tropical | homes $287,230 — inside your $500,000 budget |
| 29 | Sherman, TX | 80 | $289,707 | hot-humid | homes $289,707 — inside your $500,000 budget |
| 30 | Clarksville, TN | 80 | $294,345 | temperate | homes $294,345 — inside your $500,000 budget |
| 31 | Lakeland, FL | 80 | $298,822 | tropical | homes $298,822 — inside your $500,000 budget |
| 32 | Punta Gorda, FL | 80 | $299,149 | tropical | homes $299,149 — inside your $500,000 budget |
| 33 | Morristown, TN | 80 | $303,843 | temperate | homes $303,843 — inside your $500,000 budget |
| 34 | Gainesville, FL | 80 | $306,046 | tropical | homes $306,046 — inside your $500,000 budget |
| 35 | Houston, TX | 80 | $308,933 | hot-humid | homes $308,933 — inside your $500,000 budget |
| 36 | College Station, TX | 80 | $310,766 | hot-humid | homes $310,766 — inside your $500,000 budget |
| 37 | Pensacola, FL | 80 | $312,296 | tropical | homes $312,296 — inside your $500,000 budget |
| 38 | Fairbanks, AK | 80 | $316,216 | cold | homes $316,216 — inside your $500,000 budget |
| 39 | Casper, WY | 80 | $316,364 | arid | homes $316,364 — inside your $500,000 budget |
| 40 | Cleveland, TN | 80 | $317,005 | temperate | homes $317,005 — inside your $500,000 budget |
| 41 | Chattanooga, TN | 80 | $327,580 | temperate | homes $327,580 — inside your $500,000 budget |
| 42 | Midland, TX | 80 | $330,960 | hot-humid | homes $330,960 — inside your $500,000 budget |
| 43 | Deltona, FL | 80 | $332,408 | tropical | homes $332,408 — inside your $500,000 budget |
| 44 | Cape Coral, FL | 80 | $338,436 | tropical | homes $338,436 — inside your $500,000 budget |
| 45 | Sioux Falls, SD | 80 | $344,189 | cold | homes $344,189 — inside your $500,000 budget |
| 46 | Palm Bay, FL | 80 | $344,486 | tropical | homes $344,486 — inside your $500,000 budget |
| 47 | Panama City, FL | 80 | $346,096 | tropical | homes $346,096 — inside your $500,000 budget |
| 48 | Jacksonville, FL | 80 | $353,742 | tropical | homes $353,742 — inside your $500,000 budget |
| 49 | Yakima, WA | 80 | $357,811 | mild-coastal | homes $357,811 — inside your $500,000 budget |
| 50 | Tampa, FL | 80 | $361,156 | tropical | homes $361,156 — inside your $500,000 budget |
| 51 | Sebastian, FL | 80 | $365,307 | tropical | homes $365,307 — inside your $500,000 budget |
| 52 | Dallas, TX | 80 | $366,701 | hot-humid | homes $366,701 — inside your $500,000 budget |
| 53 | Knoxville, TN | 80 | $370,149 | temperate | homes $370,149 — inside your $500,000 budget |
| 54 | Rapid City, SD | 80 | $376,073 | cold | homes $376,073 — inside your $500,000 budget |
| 55 | Port St. Lucie, FL | 80 | $383,710 | tropical | homes $383,710 — inside your $500,000 budget |
| 56 | Orlando, FL | 80 | $387,301 | tropical | homes $387,301 — inside your $500,000 budget |
| 57 | Cheyenne, WY | 80 | $393,455 | arid | homes $393,455 — inside your $500,000 budget |
| 58 | North Port, FL | 80 | $404,078 | tropical | homes $404,078 — inside your $500,000 budget |
| 59 | Walla Walla, WA | 80 | $423,975 | mild-coastal | homes $423,975 — inside your $500,000 budget |
| 60 | Longview, WA | 80 | $424,017 | mild-coastal | homes $424,017 — inside your $500,000 budget |
· NOAA 1991–2020 U.S. Climate Normals, coarse state-center band. · Certified 2024 presidential two-party vote margin, state level (proxy for the county margins a full build would use).
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