| # | Town | Score | Typical home | Climate | Why |
|---|---|---|---|---|---|
| 1 | Wichita Falls, TX | 80 | $175,703 | hot-humid | homes $175,703 — inside your $500,000 budget |
| 2 | Texarkana, TX | 80 | $183,435 | hot-humid | homes $183,435 — inside your $500,000 budget |
| 3 | Beaumont, TX | 80 | $186,305 | hot-humid | homes $186,305 — inside your $500,000 budget |
| 4 | McAllen, TX | 80 | $188,971 | hot-humid | homes $188,971 — inside your $500,000 budget |
| 5 | Jackson, TN | 80 | $201,741 | temperate | homes $201,741 — inside your $500,000 budget |
| 6 | Brownsville, TX | 80 | $204,552 | hot-humid | homes $204,552 — inside your $500,000 budget |
| 7 | Lubbock, TX | 80 | $212,331 | hot-humid | homes $212,331 — inside your $500,000 budget |
| 8 | Laredo, TX | 80 | $215,255 | hot-humid | homes $215,255 — inside your $500,000 budget |
| 9 | Eagle Pass, TX | 80 | $215,360 | hot-humid | homes $215,360 — inside your $500,000 budget |
| 10 | Longview, TX | 80 | $218,198 | hot-humid | homes $218,198 — inside your $500,000 budget |
| 11 | Amarillo, TX | 80 | $219,579 | hot-humid | homes $219,579 — inside your $500,000 budget |
| 12 | Victoria, TX | 80 | $220,045 | hot-humid | homes $220,045 — inside your $500,000 budget |
| 13 | Abilene, TX | 80 | $221,508 | hot-humid | homes $221,508 — inside your $500,000 budget |
| 14 | Corpus Christi, TX | 80 | $221,538 | hot-humid | homes $221,538 — inside your $500,000 budget |
| 15 | San Angelo, TX | 80 | $227,072 | hot-humid | homes $227,072 — inside your $500,000 budget |
| 16 | Sebring, FL | 80 | $231,288 | tropical | homes $231,288 — inside your $500,000 budget |
| 17 | El Paso, TX | 80 | $233,011 | hot-humid | homes $233,011 — inside your $500,000 budget |
| 18 | Memphis, TN | 80 | $242,102 | temperate | homes $242,102 — inside your $500,000 budget |
| 19 | Kingsport, TN | 80 | $242,853 | temperate | homes $242,853 — inside your $500,000 budget |
| 20 | Killeen, TX | 80 | $248,024 | hot-humid | homes $248,024 — inside your $500,000 budget |
| 21 | Waco, TX | 80 | $250,105 | hot-humid | homes $250,105 — inside your $500,000 budget |
| 22 | Odessa, TX | 80 | $252,406 | hot-humid | homes $252,406 — inside your $500,000 budget |
| 23 | Tyler, TX | 80 | $267,833 | hot-humid | homes $267,833 — inside your $500,000 budget |
| 24 | Ocala, FL | 80 | $267,908 | tropical | homes $267,908 — inside your $500,000 budget |
| 25 | Homosassa Springs, FL | 80 | $268,692 | tropical | homes $268,692 — inside your $500,000 budget |
| 26 | San Antonio, TX | 80 | $273,806 | hot-humid | homes $273,806 — inside your $500,000 budget |
| 27 | Johnson City, TN | 80 | $279,665 | temperate | homes $279,665 — inside your $500,000 budget |
| 28 | Sherman, TX | 80 | $280,299 | hot-humid | homes $280,299 — inside your $500,000 budget |
| 29 | Tallahassee, FL | 80 | $281,169 | tropical | homes $281,169 — inside your $500,000 budget |
| 30 | Clarksville, TN | 80 | $289,380 | temperate | homes $289,380 — inside your $500,000 budget |
| 31 | Lakeland, FL | 80 | $295,502 | tropical | homes $295,502 — inside your $500,000 budget |
| 32 | Morristown, TN | 80 | $297,011 | temperate | homes $297,011 — inside your $500,000 budget |
| 33 | Gainesville, FL | 80 | $297,876 | tropical | homes $297,876 — inside your $500,000 budget |
| 34 | Punta Gorda, FL | 80 | $298,912 | tropical | homes $298,912 — inside your $500,000 budget |
| 35 | Houston, TX | 80 | $302,832 | hot-humid | homes $302,832 — inside your $500,000 budget |
| 36 | College Station, TX | 80 | $304,972 | hot-humid | homes $304,972 — inside your $500,000 budget |
| 37 | Cleveland, TN | 80 | $306,048 | temperate | homes $306,048 — inside your $500,000 budget |
| 38 | Pensacola, FL | 80 | $308,972 | tropical | homes $308,972 — inside your $500,000 budget |
| 39 | Casper, WY | 80 | $312,425 | arid | homes $312,425 — inside your $500,000 budget |
| 40 | Fairbanks, AK | 80 | $314,300 | cold | homes $314,300 — inside your $500,000 budget |
| 41 | Chattanooga, TN | 80 | $318,922 | temperate | homes $318,922 — inside your $500,000 budget |
| 42 | Midland, TX | 80 | $327,933 | hot-humid | homes $327,933 — inside your $500,000 budget |
| 43 | Deltona, FL | 80 | $330,886 | tropical | homes $330,886 — inside your $500,000 budget |
| 44 | Cape Coral, FL | 80 | $334,479 | tropical | homes $334,479 — inside your $500,000 budget |
| 45 | Sioux Falls, SD | 80 | $338,663 | cold | homes $338,663 — inside your $500,000 budget |
| 46 | Palm Bay, FL | 80 | $342,339 | tropical | homes $342,339 — inside your $500,000 budget |
| 47 | Panama City, FL | 80 | $342,980 | tropical | homes $342,980 — inside your $500,000 budget |
| 48 | Yakima, WA | 80 | $348,084 | mild-coastal | homes $348,084 — inside your $500,000 budget |
| 49 | Jacksonville, FL | 80 | $350,574 | tropical | homes $350,574 — inside your $500,000 budget |
| 50 | Tampa, FL | 80 | $356,843 | tropical | homes $356,843 — inside your $500,000 budget |
| 51 | Dallas, TX | 80 | $358,242 | hot-humid | homes $358,242 — inside your $500,000 budget |
| 52 | Knoxville, TN | 80 | $363,018 | temperate | homes $363,018 — inside your $500,000 budget |
| 53 | Sebastian, FL | 80 | $363,706 | tropical | homes $363,706 — inside your $500,000 budget |
| 54 | Rapid City, SD | 80 | $370,125 | cold | homes $370,125 — inside your $500,000 budget |
| 55 | Port St. Lucie, FL | 80 | $381,493 | tropical | homes $381,493 — inside your $500,000 budget |
| 56 | Orlando, FL | 80 | $383,302 | tropical | homes $383,302 — inside your $500,000 budget |
| 57 | Cheyenne, WY | 80 | $390,070 | arid | homes $390,070 — inside your $500,000 budget |
| 58 | North Port, FL | 80 | $403,540 | tropical | homes $403,540 — inside your $500,000 budget |
| 59 | Walla Walla, WA | 80 | $413,653 | mild-coastal | homes $413,653 — inside your $500,000 budget |
| 60 | Austin, TX | 80 | $414,273 | hot-humid | homes $414,273 — inside your $500,000 budget |
· NOAA 1991–2020 U.S. Climate Normals, coarse state-center band. · Certified 2024 presidential two-party vote margin, state level (proxy for the county margins a full build would use).
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