Salary needed to buy a home in College Station, TX
$91,678/yr
is the income needed to buy the typical $310,961 home in College Station, TX at today's 6.47% rate — about $2,139/mo. The local median household ($59,691) falls $31,987 short.
The math (shown)
310,961 price − 10% down (31,096) = 279,865 loan
30-yr fixed at 6.47% on 279,865 = 1,763/mo principal+interest
+ 376/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,139/mo PITI ÷ 0.28 = 7,640/mo → 91,678/yr required
against Zillow ZHVI 2026-05 (Zillow ZHVI (typical home value, smoothed, all-homes 33–67pct tier)) and the 6.47% FRED 30-yr rate (2026-06-18). Local median income: $59,691 (U.S. Census Bureau ACS 2023 5-year, median household income (table B19013)).
Can I afford College Station, TX on my salary?
Your salary:
Rent vs own here
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FAQ
How much do I need to make to live in College Station, TX?
To buy the typical home, about $91,678/yr. Renting needs less; this page sizes the buy.
What home value is this based on?
Zillow's ZHVI typical-home-value for the College Station-Bryan, TX metro (2026-05): $310,961.
Is the mortgage rate current?
Yes — 6.47% from FRED's weekly 30-year fixed average (2026-06-18).
Glossary
ZHVI
Zillow Home Value Index — the typical home value for a region (35th–65th percentile, smoothed, seasonally adjusted).
Front-end DTI
Housing payment as a share of gross income; lenders commonly cap it near 28%.
PITI
Principal, Interest, Taxes, and Insurance — the full monthly housing cost.