How much salary do I need to buy a house in Eagle Pass, TX?

About $68,831 gross per year to buy the typical $233,466 home in Eagle Pass, TX at today's 6.47% 30-year rate with 10% down — roughly $1,606/month (principal, interest, taxes, insurance) under the 28% rule.

Can the typical resident afford a home in Eagle Pass, TX?

No — the local median household income ($51,270) falls short of the $68,831 needed for the typical home, an affordability gap of $17,561.

WhereCanIAfford › Metros › Eagle Pass, TX

Salary needed to buy a home in Eagle Pass, TX

$68,831/yr is the income needed to buy the typical $233,466 home in Eagle Pass, TX at today's 6.47% rate — about $1,606/mo. The local median household ($51,270) falls $17,561 short.

The math (shown)

233,466 price − 10% down (23,347) = 210,119 loan

30-yr fixed at 6.47% on 210,119 = 1,324/mo principal+interest

+ 282/mo est. taxes+insurance (1.45%/yr of value — national placeholder)

1,606/mo PITI ÷ 0.28 = 5,736/mo → 68,831/yr required

Verified 2026-06-23 against Zillow ZHVI 2026-05 (Zillow ZHVI (typical home value, smoothed, all-homes 33–67pct tier)) and the 6.47% FRED 30-yr rate (2026-06-18). Local median income: $51,270 (U.S. Census Bureau ACS 2023 5-year, median household income (table B19013)).

Can I afford Eagle Pass, TX on my salary?

Your salary:

Rent vs own here

Honest null: HUD FMR needs a free huduser.gov token (env.HUD_TOKEN). Honest-null until set. (HUD FMR needs a free token; not wired here.)

FAQ

How much do I need to make to live in Eagle Pass, TX?: To buy the typical home, about $68,831/yr. Renting needs less; this page sizes the buy.
What home value is this based on?: Zillow's ZHVI typical-home-value for the Eagle Pass, TX metro (2026-05): $233,466.
Is the mortgage rate current?: Yes — 6.47% from FRED's weekly 30-year fixed average (2026-06-18).

Glossary

ZHVI: Zillow Home Value Index — the typical home value for a region (35th–65th percentile, smoothed, seasonally adjusted).
Front-end DTI: Housing payment as a share of gross income; lenders commonly cap it near 28%.
PITI: Principal, Interest, Taxes, and Insurance — the full monthly housing cost.

For Eagle Pass, TX: FIRE number → · take-home vs another city → · is there a better town for you? →

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