WhereCanIAfford › Take-home › Minneapolis, MN vs Kansas City, MO

Minneapolis, MN vs Kansas City, MO: cost of living on $120,000

Kansas City, MO +$6,987/yr On $120,000, Minneapolis, MN leaves $61,311/yr in pocket vs Kansas City, MO's $68,298 — after state income tax and housing.

Where the money goes

On $120,000Minneapolis, MNKansas City, MO
Federal + FICA (est.)$29,580$29,580
State income tax$9,420 (7.85%)$5,640 (4.70%)
After-tax income$81,000$84,780
− Housing/yr (Zillow)$19,689$16,482
Real money in pocket$61,311$68,298

· State tax: Tax Foundation, “State Individual Income Tax Rates and Brackets, 2025” + state revenue departments. Modeled as an effective planning rate for a typical $80k–$160k filer — not a full bracket engine. · Housing from Zillow ZHVI 2026-05.

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FAQ

Is Minneapolis, MN or Kansas City, MO cheaper?
On $120,000, Kansas City, MO — by $6,987/yr in real take-home.
What's the biggest driver?
State income tax (Minnesota 7.85% vs Missouri 4.70%) and housing cost.

See also: FIRE in Minneapolis, MN · salary to buy in Minneapolis, MN · compare other cities →

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