WhereCanIAfford › Take-home › Minneapolis, MN vs Providence, RI

Minneapolis, MN vs Providence, RI: cost of living on $120,000

Minneapolis, MN +$4,322/yr On $120,000, Minneapolis, MN leaves $61,311/yr in pocket vs Providence, RI's $56,989 — after state income tax and housing.

Where the money goes

On $120,000Minneapolis, MNProvidence, RI
Federal + FICA (est.)$29,580$29,580
State income tax$9,420 (7.85%)$7,188 (5.99%)
After-tax income$81,000$83,232
− Housing/yr (Zillow)$19,689$26,243
Real money in pocket$61,311$56,989

· State tax: Tax Foundation, “State Individual Income Tax Rates and Brackets, 2025” + state revenue departments. Modeled as an effective planning rate for a typical $80k–$160k filer — not a full bracket engine. · Housing from Zillow ZHVI 2026-05.

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FAQ

Is Minneapolis, MN or Providence, RI cheaper?
On $120,000, Minneapolis, MN — by $4,322/yr in real take-home.
What's the biggest driver?
State income tax (Minnesota 7.85% vs Rhode Island 5.99%) and housing cost.

See also: FIRE in Minneapolis, MN · salary to buy in Minneapolis, MN · compare other cities →

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